Job Description
Life Insurance Agent – Independent (1099) Opportunity
Many life insurance professionals enter the industry without a clear understanding of what it means to operate as an independent agent .
This opportunity is designed for licensed life insurance agents who want to build their own business as independent contractors (1099) — not as employees.
About the RoleIndependent agents operate their own businesses. This means:
You control your schedule and production
You own your book of business
You choose how you market and generate leads
Earnings are commission-based, consistent with a 1099 model
Agencies that provide paid leads often do so in exchange for significantly reduced commission levels . Our model focuses on helping agents earn full commissions by building sustainable, long-term businesses.
What We ProvideOngoing professional training and coaching
Access to multiple competitive life insurance carriers and products
Best Commissions, Contracting, Underwriting, and Case support
Guidance based on 35+ years of industry experience
Systems designed to help agents grow and scale responsibly
What This Role Is NotThis is not a W-2 employee position
This role does not include a salary or hourly pay
Marketing and lead generation expenses are managed by the agent
Ideal CandidatesThis opportunity is a good fit for agents who:
Are currently licensed in Life and/or Health
Understand the responsibilities of a 1099 independent contractorAre interested in building a long-term insurance business
Value training, mentorship, and support over employee-style compensation
Are motivated, professional, and coachable
Important NoteThis role is intended for independent agents who want to operate as business owners. Candidates seeking employer-provided leads, wages, or employee benefits may be better suited to other opportunities.
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